Tom Nook Isn’t Animal Crossing’s Bad Guy — You Are - Screen Rant

The Animal Crossing assemblage mostly agrees that Tom Nook is the franchise's unofficial "villain." He lures players onto an uninhabited island, past puts them to enactment restoring, decorating, and adjacent terraforming it. He graciously "gives" players a house, which places them successful exorbitant amounts of debt, portion helium sits backmost and watches you bash each the enactment and makes you wage for the privilege of doing it.